Even privately-insured American citizens cannot afford healthcare

Even privately-insured American citizens cannot afford healthcare

The healthcare system of the United States, following the for-profit ideology, is so damaged that an increasing number of individuals who are privileged enough to be privately insured are still not able to meet the expenses of doctor visits and various other vital facilities because of the rise in costs. Consequently, there are presently a greater number of American citizens with unmet medical requirements than there were nearly 20 years ago.

This is the chief conclusion reached by a research conducted by researchers based at Harvard University. The research was published in the peer-reviewed journal JAMA Internal Medicine on Monday. The study inspects govt. data from 1998 to 2017.

The research discovered how, in spite of a considerable expansion of insurance coverage in the United States during this time, chiefly because of the 2010 Affordable Care Act, most of the measures of unmet requirements for physician facilities have failed to show any progress, and there has been a fall in the financial access to physician facilities. The authors saw that the increase in high-deductible schemes, narrow networks, and increased co-pays, added to the increase in unmet medical requirement in the United States after the 1990s.

A research fellow at Harvard and head author of the research, Dr. Laura Hawks stated that the study fundamental queries regarding the feasibility of the private health insurance system when Congress members, nurses, physicians, presidential candidates, along with most of the United States public support the transfer to a system such as ‘Medicare for All’.

She stated how their observations question the present value of private health insurance. She added how when so many individuals fail to get their required treatment in spite of having insurance coverage, it implies that insurance is not staying true to its objective, which is making sure that healthcare is affordable when needed.